Frequently Asked Questions
Find clear answers to your questions about our investment strategies and how Value Investing Portfolio works for you.
"What if your picks underperform?"Short Answer: Investing involves risk, but our track record minimizes it.
“How do I know this isn’t a scam?”Short Answer: Our clarity of purpose is your assurance.
Unlike traditional wealth managers, we don’t hide behind complex jargon or vague promises. Every stock we buy or sell is shared with you within the hour. We invest our own money in every stock we purchase, so our success is tied to yours. With VIP, you’re not trusting a commission-based sales organization: you’re getting access to real investors who are committed to rigorous research and exceptional results.
“Can’t I just stick with my financial advisor?”Short Answer: Advisors manage your money for their benefit; we show you how to grow your money for your benefit.
Most wealth managers prioritize gathering assets and charging fees over delivering exceptional results. Their strategies focus on avoiding risk, not maximizing returns, leaving you with low industry-standard growth that limits your wealth potential. VIP flips this model: we’re solely focused on growing wealth. Our own money is invested in the same stocks we show in our investment journal, and we have the track record to prove our strategy works. This isn’t about replacing your other advisors—it’s about achieving the results they don’t even try to deliver.
Our performance speaks for itself—33.54% returns in one year.
With VIP, you take control and focus on building generational wealth.
“Isn’t aiming for higher returns risky?”Short Answer: The real risk is sticking with low returns.
VIP’s disciplined value investing approach reduces risk by targeting high-quality, undervalued companies.
The belief that higher returns always come with higher risks is a myth perpetuated by the financial industry. VIP focuses on minimizing risk by investing in companies with strong fundamentals—consistent profitability, manageable debt, and industries essential to modern life. These aren’t speculative plays: they’re opportunities to buy great companies at undervalued prices. By reducing fees and focusing on strategic stock selection, VIP helps you achieve outsized returns without unnecessary risk. Staying with a low-return strategy might actually be the riskiest decision for your portfolio.
"What exactly am I getting when I subscribe?"
From the date that you subscribe, we will send you an email every time we make an entry into the Value Investing Portfolio journal where we record all our purchases of publicly traded securities and our sales of those securities. You will receive emails for twelve months. In every twelve month period, we expect to make at least three purchases of stocks with each purchase consisting of up to five equally-weighted individual stocks. We may or may not sell any stocks in any twelve month period.
“Small numbers of high-quality value stocks reduce the risk of loss and maximize the potential for solid and steady gains.”
The reason we only purchase stocks three times every twelve months is because we need the intervening time to carefully research and evaluate potential stock purchases. We only buy the stocks we believe meet our constantly-evolving criteria for high-potential value stocks. Small numbers of high-quality value stocks reduce the risk of loss and maximize the potential for solid and steady gains. Our research and evaluation process takes a lot of effort and patience. It is an art and a science.
Similarly, we sell stocks only when their valuations meet our expectations, or we decide that their future growth is no longer likely to meet our expectations. Unfortunately, the latter happens. We are never always right in our stock selections, but our process leads to superior results overall. Sometimes, those overall results take awhile. In general, we are willing to be patient with a stock for three years.
We believe that our portfolios benefit from this careful and systematic approach. As a subscriber, you gain those exact same benefits without doing the hard work.
"Are you licensed financial advisors giving financial advice?"
We are absolutely not financial advisors and we are not giving financial advice.
We are opening our own personal investment journal to our subscribers, so you can see exactly what and when we buy and sell. You are free to follow along in any way you decide.
We cannot give you financial advice because we know nothing about you. The only information we collect about you is an email address and subscription payment information.
However, the things we all share in common is a desire for better investment returns and lower fees. The traditional wealth management industry with their licensed financial advisors has no interest in providing either of those things because neither fits their extremely lucrative business model. Their success conflicts with your success.
“What’s the risk of trying VIP?”
The real question is: what’s the risk of staying where you are? Traditional investment industry portfolios systematically underperform due to high fees and risk-averse strategies. With VIP, you’re not risking more—you’re taking control. Start with a portion of your portfolio and evaluate the results yourself. Our flat-fee model means you’ll never pay more than $̶5̶,0̶0̶0̶ (current special offer is) $1,000 to access the same strategy that has delivered consistent, market-beating returns for us.
“I’m used to personalized service. How does VIP compare?”
While we don’t manage your portfolio, we provide you with the rigorously researched stocks that we buy ourselves. This saves you the very time-consuming work of screening thousands of stocks into the very few choice stocks we believe are worth our investment. We believe only you can best decide how much to invest in each stock.
Here’s what the Guide does. He allocates a portion of his investment portfolio for investing in value stocks (the rest is in a three year cash reserve, and investments to produce annual income). He then divides that portion into 20 equal shares. Each time VIP identifies a stock to purchase, he uses one share to purchase that stock. With this approach, the Guide has no daily financial worries, ample resources for indulgences, and is simultaneously building a very generous inheritance fund.
Most financial advisors only provide a pretense of personalized service: perhaps they offer you coffee, remember your children’s names, and send you a Christmas card. However, they invest your money into boiler-plate portfolios based on just a few criteria: your age, income, annual spending needs, and your “risk tolerance”. They usually invest your money into a portfolio of 60% equities and 40% fixed income; maybe the equities include a few trendy stocks that you like, but the rest are in a broad-based index fund. This is a mirage of personalized service that costs you in high fees and lost wealth.
While VIP is not a source of financial advice, it also isn’t a faceless algorithm or a cookie-cutter plan — it’s our personal investing journal, shared in real time. We believe that a VIP subscription gives you the control and autonomy to grow your wealth without the conflicts of interest inherent in traditional advisory models.
Ready to Take Control?
We’re here to help you achieve real results. Join us and start your financial journey with Value Investing Portfolio.
